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Insurance coverage against uninsured motorists is strongly recommended for bikers in Bradenton. That is due to the fact roughly 11% of Florida road users do not have coverage. Since car or truck drivers are very often responsible in traffic accidents involving motorcycles, you should try to protect yourself in financial terms. Although extra coverage may well raise your Bradenton motorcycle insurance costs, it will probably be worth the greater price tag – especially in the case of an automobile accident.
Motorcycle Insurance Liability Limits
Florida has rules prescribing the minimum sum of maximum liability coverage you have to possess. More often than not, you will see these liability thresholds quoted as three cash sums, for instance $10,000/$20,000/$10,000. The first pair of sums are minimum limits for personal injury liability. The first is for a single person in an accident, the second for all persons together. The last quantity relates to damage to property liability.
Please remember that basic motorcycle liability insurance will not likely cover the motorcyclist, the the machine being ridden, or any passengers – just your legal risk for damages to other people or vehicles in a vehicle accident.