Insuring the Sunshine State Bike by Bike

Motorcycle Insurance Clearwater (FL)

At Florida Motorcycle Insurance, we think that bikers should never need to put up with exorbitant prices. The only way for you to uncover the lowest price on motorcycle insurance in Clearwater is to assess the coverages available from competing insurance companies. Please enter your zipcode into the field above to begin comparing prices for the ideal coverage. Or, read which follows to discover the the inner workings of motorcycle insurance in Clearwater, and all of the state.

You have numerous differing sorts of policies you can pick. These protections normally include:

  • Protection Against Property Damage Liability
  • Protection Against Bodily Injury Liability
  • Protection Against Uninsured Drivers
  • Comprehensive Insurance

Don’t forget, if your motorcycle is leased or financed, you may have to have comprehensive motorcycle insurance in Clearwater, FL.

Motorcycle Insurance Liability Limits


In Florida, liability is the mandatory form of motorcycle insurance. Liability insurance protects you in financial terms if you’re found at fault for personal injuries or damages to a 3rd party. Despite the fact that you may not think a motorcycle can cause much damage, you would be blown away.

Usually, you might find these liability coverages posted as three dollar amounts, like $10,000/$20,000/$10,000. The first two dollar amounts are the bare minimum protections for bodily injury liability. The first is for a lone individual in an automobile accident, the second for all individuals put together. The final number represents maximum liability for property damage.

Please remember that motorcycle liability insurance doesn’t always offer protection to the motorcyclist, the motorcycle, or passengers. Nope, it only covers your legal exposure for damages suffered by other people or properties in an accident.