Insuring the Sunshine State Bike by Bike

Motorcycle Insurance Delray Beach (FL)

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Motorcycle insurance in Delray Beach, Florida is not just a wise idea — it is a legal requirement.

In the case of motorcycle insurance in Delray Beach, you’ll find a number of assorted types of coverage from which you can choose. Such protections normally include:

  • Bodily Injury Liability
  • Property Damage Liability Limit
  • Uninsured Motorist Coverage
  • Collision Coverage
  • Comprehensive Coverage

For motorcycles that are financed or leased, a full coverage policy is normally required.

State Minimums For Motorcycle Insurance

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In the state of Florida, liability coverage is the mandatory kind of motorcycle insurance. Liability insurance shields you economically when you’re judged at fault for injuries or destruction to a 3rd party.

  • $10,000: bodily injury liability maximum for anyone getting injured in an accident
  • $20,000: bodily injury liability maximum for injuries to all people in one crash
  • $10,000: property-damage liability maximum for a single accident

Remember that basic motorcycle liability coverage isn’t going to cover the motorcyclist, the bike, or anyone riding two-up. It just covers your legal risk.