Insuring the Sunshine State Bike by Bike

Motorcycle Insurance Fort Myers (FL)


At Florida Motorcycle Insurance, we think that bikers shouldn’t put up with excessively high premiums. The best approach to locate the lowest price for motorcycle insurance in Fort Myers is to examine the premiums provided by rivalling insurers. Be sure to type in your zipcode to start comparing prices for the optimal rates

Motorcycle Insurance: Florida Laws

Motorcycle liability insurance is mandatory in the state of Florida. Liability insurance protects you for covered losses up to your liability limit if you injure someone, or damage someone’s property, in a car or other accident. The state sets the minimum liability coverage. There are three minimum liability caps set down:

  • $10,000: Liability Coverage for Personal Injuries to a Single Person in an Accident
  • $20,000: Liability Coverage for Personal Injuries of All Parties in an Accident
  • $10,000: Liability Coverage for Damage to Property

On the one hand, less coverage equals cheaper motorcycle insurance. On the other hand, less coverage will translate to higher risks that your insurance payout will not cover your total medical costs if you injure or are injured by another motorist. Remember that the cost of medical care and personal property often increases faster than legislation is changed.