If you live in Jacksonville, FL, motorcycle insurance is a legal requirement.
Motorcycle Insurance: Florida Laws
In Jacksonville, Florida motorcycle liability insurance is the law. Liability insurance is insurance for what the policyholder is legally obligated to pay because of bodily injury or property damage caused to another person. The state has established the minimum liability limits for which you have to be covered. There are three minimum liability caps detailed:
- For Injury to a Single Individual: $10,000
- For Injury to All Persons: $20,000
- For Damages to Personal Property: $10,000