Insuring the Sunshine State Bike by Bike

Motorcycle Insurance Panama City Beach (FL)

Motorcycle insurance in Panama City Beach, Florida is not only a good idea — it’s required by the law.

Insurance coverage to protect against drivers whose car or truck isn’t covered by insurance is strongly recommended for motorcyclists in Panama City Beach and the rest of FL. How come? Due to the fact that roughly 11% of Florida motorists don’t have any type of insurance coverage. Since car or truck owners are quite often to blame in traffic accidents involving bikes, it is very important to safeguard yourself fiscally. Though extra coverage may well escalate your Panama City Beach (FL) motorcycle insurance rates, it might well be deserving of the increased expense – particularly in case there is any sort of accident.

Motorcycle Insurance: Panama City Beach, FL Minimums

The state of Florida has policies mandating the degree of max liability coverage you have to possess.

  • Bodily Injury Liability Limit for Individual: $10,000
  • Bodily Injury Liability Limit for All: $20,000
  • Property Damage Liability Limit: $10,000

Keep in mind that standard liability coverage doesn’t always offer protection to the rider, the bike, or a passenger. Nope, it just covers your legal liability for injuries sustained by third parties.