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Coverage from motorists whose car or truck is not covered by insurance comes recommended for bikers in Port Charlotte. That is because roughly 11% of Florida motorists don’t have any sort of insurance. Because automobile owners are quite often the culprit in crashes involving bikes, it is critical to look after oneself in financial terms. While increased coverage can increase your Port Charlotte motorcycle insurance premiums, it will probably be truly worth the increased expense.
Florida Minimums For Motorcycle Insurance
In Florida, liability is the required kind of insurance for motorcycles. Liability coverage insures you monetarily if you are found to blame for personal injuries or destruction to a third party.
- $10,000: bodily injury liability maximum for one person injured in a vehicle accident
- $20,000: bodily injury liability maximum for personal injuries to all people in one incident
- $10,000: property-damage liability maximum for a single accident
Just remember that basic liability insurance is not going to offer protection to the rider, the the motorbike, or a passenger – only your legal exposure for damages suffered by third parties.