Insuring the Sunshine State Bike by Bike

Motorcycle Insurance Royal Palm Beach (FL)

Just too many consumers overpay when it comes to motorcycle insurance in Royal Palm Beach, FL. The best strategy to avoid exorbitant monthly premiums is to evaluate the policies available from a diverse assortment of insurers. Here at Florida Motorcycle Insurance, we are able to do exactly that – via the web!

Motorcycle Insurance Laws: Florida

Riders in Royal Palm Beach, FL don’t always need to purchase a really expensive, full coverage policy. According to state law, only motorcycle liability coverage is considered necessary. Liability insurance pays for damages incurred by third parties in accidents for which you are judged to be legally at fault. Florida has laid out the minimum liability thresholds. There are three minimum liability coverages detailed:

  • For Injury to a Single Party: $10,000
  • For Injury to Two or More Individuals: $20,000
  • For Damages to Personal Property: $10,000

How much coverage should you get? That depends. Yes, less coverage equals cheaper motorcycle insurance. But less coverage means higher risks that your insurance payout will not cover your total medical costs if you injure or are injured by another motorist. Keep in mind that the cost of medical care and personal property often inflatesmore quickly than legislation gets changed.