Insuring the Sunshine State Bike by Bike

Motorcycle Insurance Sarasota (FL)

For all residents of Florida, motorcycle insurance coverage is compulsory. In fact, insuring your motorcycle is mandatory in every state save Montana, Washington, and Florida. In most cases, this means that you are not able to get a license plate for a streetbike until you hand over documents clearly demonstrating that your motorcycle is covered by insurance to the DMV authorities. Still, bikers shouldn’t have to suffer from overpriced rates. The only technique to discover the lowest price on Sarasota motorcycle insurance is to check the insurance policies provided by competitive insurers. Don’t hesitate to enter your zipcode to begin searching for the ideal premiums

You’ll find many distinct kinds of insurance policy coverage from which you can choose. These kinds of protections include:

  • Protection Against Property Damage Liability
  • Protection Against Bodily Injury Liability
  • Protection Against Uninsured Drivers
  • Full Coverage

Remember, if you leased or financed your bike, you may have to buy full coverage motorcycle insurance.

Motorcycle Insurance Coverage Guidelines


In Florida, liability is the essential kind of insurance for motorcycles. Liability insurance protects you in financial terms if you’re judged guilty for injuries or destruction in an accident. Even though you may not think a motorcycle could cause very much harm, you might be blown away.

  • Bodily Injury Liability Limit for Single Individual: $10,000
  • Bodily Injury Liability Limit for All: $20,000
  • Liability Limit for Damage to Property: $10,000

Please remember that standard motorcycle liability coverage is not going to offer protection to the motorcyclist, the the motorbike, or a passenger – just your legal exposure for injuries suffered by other individuals.