Florida offers some stellar roads. But not surprisingly, if you ride in Florida motorcycle insurance is required by law. Here at Florida Motorcycle Insurance, we help riders like you get the best coverage and cheapest monthly premiums on the market by comparing the leading motorcycle insurance carriers. Starting your motorcycle insurance comparison is simple. Submit your zip code to begin.
Motorcycle Insurance: Florida Laws
Riders in Spring Hill, FL don’t necessarily need to purchase a policy that costs a ton. Under the law, only motorcycle liability coverage is mandatory. Liability insurance is insurance against legal liability to pay compensation and court costs where the insured has been found negligent in respect of injuries sustained by another person or damage to his/her property. Your liability protection must meet or surpass certain minimum limits for personal injuries to others and losses to 3rd party property.
- For Injury to a Single Person: $10,000
- For Injuries to Two or More Persons: $20,000
- For Damages to Personal Property: $10,000
Trying to determine what amount of coverage you should carry? On the one hand, just carrying $10,000/$20,000/$10,000 in FL motorcycle insurance is the most affordable way to go. Yet less coverage equates to higher risks that your insurance payout will not cover your total health care costs if you injure or are injured by another motorist. Bear in mind that the cost of medical care and personal property often goes up faster than legislation is changed.