Here at Florida Motorcycle Insurance, we feel that bikers shouldn’t be forced to suffer from inflated monthly premiums. The only way to get the lowest price for motorcycle insurance in Vero Beach is to check the insurance plans made available from competitive companies. Please make sure to key in your zip code into the field provided to start comparing prices for the optimal plan. Or, browse further down to get familiar with the ins and outs of motorcycle insurance in Vero Beach, as well as all of Florida.
Motorcycle Insurance Laws: Florida
In Vero Beach, Florida, motorcycle liability insurance is mandatory. Liability coverage is insurance for what the policyholder is legally obligated to pay because of personal injury or property damage caused to another person. Florida has established the minimum liability amounts for which you need to be covered. There are 3 minimum liability coverages outlined:
- For Injury to a Single Person: $10,000
- For Injuries to Two or More Parties: $20,000
- For Damages to Personal Property: $10,000
On one hand, less coverage means more affordable motorcycle insurance. Yet less coverage equals higher risks that your insurance payout won’t cover your total healthcare costs if you injure or are injured by another motorist. Bear in mind that the cost of medical care and personal property often goes up much faster than legislation is changed.
